Beeline Holdings Achieves Cash Flow Positivity in Lending, Prices $7.4 Million Offering

Beeline Holdings, Inc. (NASDAQ: BLNE) announced that its lending entity achieved cash flow positivity in October, marking a significant milestone for the emerging digital mortgage lender and SaaS platform. This development positions the company to reach overall cash flow positivity by the first quarter of 2026, according to the company's recent financial update.

The company also priced a $7.4 million registered direct offering of 4,620,000 shares of common stock, which is expected to close on or about November 12, 2025, subject to customary closing conditions. Ladenburg Thalmann & Co. Inc. served as the sole placement agent for the offering. With a debt-free balance sheet since September, Beeline does not anticipate requiring further capital raises to fund its ongoing operations.

Beeline's scalable, AI-driven SaaS mortgage platform has demonstrated strong performance metrics, producing approximately 30% quarterly revenue growth and a 91% year-to-date unit increase. The company's diversified platform has been attracting significant attention from both borrowers and partners in the mortgage industry. Nick Liuzza, co-founder and CEO of Beeline, stated, "Our diversified platform is attracting a lot of attention from borrowers and partners. With our recent financial developments, I can now focus almost exclusively on generating revenue."

Proceeds from the offering will support general corporate purposes, working capital requirements, warehouse needs, and the redemption of Series E Preferred Stock. This strategic move will avoid the issuance of approximately 800,000 shares through non-dilutive execution, preserving shareholder value. The company's financial stability is further reinforced by its achievement of cash flow positivity in lending operations, which represents a critical turning point for the digital mortgage sector.

Beeline operates as a next-generation mortgage and home-equity company that simplifies the path to homeownership and liquidity. By combining blockchain technology, automation, and a customer-first digital experience, the company aims to make home financing faster, fairer, and more transparent. Additional information about the company is available at https://www.makeabeeline.com.

The latest news and updates relating to BLNE are available in the company's newsroom at https://ibn.fm/BLNE. This financial milestone is particularly significant for the mortgage industry as it demonstrates the viability of digital lending platforms in achieving sustainable profitability while maintaining rapid growth. The combination of cash flow positivity and a debt-free balance sheet positions Beeline as a potentially disruptive force in the traditional mortgage lending landscape.