Beeline Holdings, Inc. (NASDAQ: BLNE), a technology-driven real estate platform, has been initiated with a Buy rating by Ladenburg Thalmann, accompanied by a $4.50 price target. Analyst Glenn G. Mattson highlighted the company's AI-enhanced digital mortgage and title platform as a disruptive innovation catering to the increasing number of digital-first homebuyers, especially those with non-traditional income sources.
The company's growth is further supported by new tools such as BlinkQC, which automates mortgage quality control, and a significant 47% stake in AI sales engine MagicBlocks, expanding Beeline's footprint into SaaS and consumer lending automation. A notable growth driver is Beeline's innovative cash-out equity product, enabling homeowners to sell a portion of their home equity without incurring debt, backed by a stablecoin structure. This product, which saw its first transaction in June, is expected to roll out nationally by August 2025, with Ladenburg projecting it could generate $15 million in revenue by 2026.
Ladenburg anticipates Beeline's revenue to more than double from $12.3 million in 2025 to $30.6 million in 2026, with EBITDA turning positive from a loss of $8.9 million to a gain of $7.1 million. The firm sees considerable potential in Beeline's ability to monetize AI-driven innovations across mortgage origination, equity access, and digital sales. With its scalable infrastructure and a focus on the underserved non-QM borrower market, Beeline is well-positioned for accelerated growth as interest rates decline and fintech adoption rises.
