Instone Group Secures €47.5 Million Syndicated Loan to Fuel German Residential Development Growth

Instone Real Estate Group SE has concluded a new syndicated loan agreement with a volume of €47.5 million, arranged by IKB Deutsche Industriebank AG. The term loan facility has a three-year term plus two one-year extension options and includes a provision to increase the total amount to €60 million during the loan period. This financing move is strategically significant for the company's growth trajectory in Germany's residential real estate sector.

Chief Financial Officer David Dreyfus stated the new term loan is an essential component of the company's corporate financing. He highlighted that as of September 30, 2025, Instone Group had freely available cash and cash equivalents of €221.5 million and unused revolving credit facilities of approximately €138 million. "This excellent level of liquidity is now being further strengthened by the new corporate financing of €47.5 million," Dreyfus said, adding that these resources position the company favorably in the current market.

The additional funds will be allocated toward further corporate growth and the targeted acquisition of attractive land plots. This financial flexibility allows Instone Group to secure development projects with above-average margins and returns on capital. The company operates in a market environment currently characterized by lower competition, which may present unique opportunities for strategic land banking and project development.

Instone Group is one of Germany's leading residential developers, listed on the Prime Standard of the German stock exchange. The company develops future-proof and sustainable urban residential quarters with apartments for sale or rent across Germany. Its project portfolio as of September 30, 2025, included 46 development projects with an anticipated overall sales volume of approximately €7.1 billion and around 14,000 residential units. More information about the company is available at https://instone-group.de/en.

This financing development is important because it demonstrates Instone Group's proactive approach to capital management during a period of shifting real estate dynamics. By securing substantial liquidity through a syndicated loan, the company gains a competitive advantage in acquiring land at potentially favorable terms. For the industry, this move signals confidence in the long-term fundamentals of the German residential market, particularly in urban areas where housing demand remains strong. For stakeholders, the strengthened balance sheet provides stability and supports the company's ability to execute its development pipeline, which addresses one of Germany's pressing social needs—creating needs-based and attractive living space.