JCB International Co., Ltd. (JCBI) and Philippine National Bank (PNB) have announced the launch of the new PNB JCB Platinum Credit Card, designed to meet the evolving spending habits of Filipino consumers. The card supports digital, in-person, and international transactions, combining rewarding earn rates, flexible payment features, and access to JCB's extensive network, particularly in Japan.
Among the card's key features is an auto-convert installment option that automatically converts eligible online purchases of at least PHP30,000 into a three-month installment plan without monthly add-on interest. Cardholders earn one reward point for every PHP70 spent, with an enhanced rate of one point for every PHP40 spent in Japan or on transactions billed in Japanese Yen. These points can be redeemed as cash credits toward outstanding balances.
Cardholders also gain access to JCB-exclusive privileges, including entry to select overseas airport lounges, a multilingual concierge service while traveling, and exclusive benefits in Japan. The card is designed for consumers whose spending spans digital payments, dining, and travel, reflecting broader shifts in consumer behavior.
"We developed this card with our customers' day-to-day needs in mind - from managing purchases more easily to making the most of travel opportunities," said Edwin R. Bautista, President and CEO of PNB. "Our continued partnership with JCB allows us to offer features that are practical, accessible, and relevant to how people spend today."
Masaki Yokawa, President and CEO of JCB International Co., Ltd., added, "Through this partnership, PNB JCB Cardholders can look forward to a more rewarding journey. Beyond earning rewards points faster, cardholders will gain access to exclusive JCB privileges - from airport lounge access and curated dining offers to merchant promotions across the country."
The launch was commemorated through a ceremonial signing held on May 19, 2026, attended by executives from JCBI and PNB. This partnership strengthens JCB's presence in the Philippines and offers Filipino consumers enhanced value and lifestyle benefits. For more information about JCB, visit http://www.global.jcb/en/. For more about Philippine National Bank, visit http://www.pnb.com.ph.
