Stone Ridge Home Loans, PLLC, a wholesale mortgage broker serving Washington and Idaho, has unveiled THE LIVE PRICER, a real-time mortgage rate tool that allows homebuyers to view current loan pricing without providing any personal information. The tool, accessible at srhomeloans.com, aims to reduce anxiety for first-time buyers who fear unsolicited sales calls or credit inquiries when researching rates.
THE LIVE PRICER enables users to input loan type, purchase price, and down payment scenarios to see real-time quotes—no name, phone number, email, or Social Security number required. This approach reflects a growing consumer preference for independent research before engaging with financial professionals. “Patience, precision, and transparency have always been the foundation of how I work with clients,” said Todd Koellen, Designated Broker Owner of srhomeloans.com. “THE LIVE PRICER puts that transparency right at the front of the process, so buyers can see real numbers—no strings attached—before they ever pick up the phone.”
As a wholesale mortgage broker, srhomeloans.com connects borrowers to a network of lenders rather than offering products from a single institution. This structure can lead to more competitive pricing and a wider range of loan options. Koellen, with over 35 years of experience and NMLS #61669, leads the brokerage, which holds a 4.6-star rating and operates under Stone Ridge Home Loans PLLC (NMLS #2538897).
The brokerage specializes in community property lending for Washington and Idaho, both of which have specific legal requirements for spousal assets and liabilities in mortgage applications. Understanding these nuances can affect loan eligibility and debt-to-income ratios. The firm serves areas including Spokane, Spokane Valley, Medical Lake, Airway Heights, Bellevue, Coeur d'Alene, and Post Falls.
Stone Ridge Home Loans operates on a single point-of-contact model, with Koellen handling applications from start to finish. Evening and weekend appointments are available, and Spanish-language loan applications are supported. For buyers evaluating a mortgage broker in the Spokane area, THE LIVE PRICER offers a low-pressure way to explore loan costs before any commitment.
