OptimumBank Holdings Chairman Discusses Community Banking Success and Growth Strategy on GotStocks Podcast

OptimumBank Holdings, Inc. (NYSE American: OPHC) Chairman Moishe Gubin recently appeared on The GotStocks Podcast by IBN, discussing the community bank's significant growth milestones and strategic direction. During the interview, Gubin revealed that OptimumBank has surpassed $1 billion in assets and maintained consistent annual growth rates of 30-40% over the past several years, positioning the Florida-based institution as a notable success story in the community banking sector.

The bank's growth trajectory reflects its commitment to traditional community banking values combined with modern financial services. Gubin emphasized OptimumBank's community focus and lending philosophy, noting that the bank maintains a strong balance sheet with no debt while having capacity for continued expansion through equity or debt opportunities. This financial stability provides the foundation for the bank's ongoing growth while ensuring security for customers and investors.

Founded in 2000 in Fort Lauderdale, Florida, by local Broward County businessmen, OptimumBank was established with the mission of bringing back true community banking amid the rise of out-of-state mega-banks. The bank's approach combines personal service with digital convenience, offering what they describe as the "optimum" way to bank. This strategy has resonated with customers who value strong service orientation, reasonable fees, and deep expertise in real estate and commercial lending.

OptimumBank's financial solutions include Business Banking, Business Lending, SBA Lending Solutions, Treasury Management, and Personal Banking services. The bank's emphasis on traditional, in-person banking for businesses and consumers across Florida has contributed to its rapid growth while maintaining community-first values. From its inception, the bank invited local investors, both large and small, to participate in its growth and mission, fostering economic development in the regions it serves.

The significance of OptimumBank's achievement extends beyond the numbers, demonstrating that community-focused banking institutions can compete effectively in today's financial landscape. The bank's success story offers insights for investors and industry observers about the viability of personalized banking services in an increasingly digital financial world. For those seeking additional information about OptimumBank Holdings, the company maintains a newsroom at https://ibn.fm/OPHC where updates and financial information are regularly posted.

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