Rubean AG, a Munich-based FinTech company specializing in software-only point-of-sale (SoftPOS) solutions, announced at its annual shareholders' meeting on Wednesday that it expects consolidated revenue to reach between 5.0 million and 6.0 million euros in 2026, up from 3.71 million euros in the previous year. The company's revenue in the first half of 2026 grew by over 50 percent to 2.4 million euros, driven by strong adoption of its SoftPOS software, which allows merchants to accept card payments directly on smartphones without additional hardware.
Co-CEO Jochen Pielage highlighted that recurring revenue—fees from the ongoing use of Rubean's software—is becoming a major growth driver. "Half of the 2026 annual revenue will already come from the particularly profitable recurring revenue. That is significantly more than in the previous year," Pielage said. He added that this trend is expected to continue into 2027, with the company reaching monthly breakeven and closing the full year with positive net income for the first time.
Rubean's SoftPOS solution replaces traditional card readers with a software app, enabling small and large retailers, restaurants, delivery services, and other businesses to accept cashless and mobile payments without the logistical costs of hardware. The company has established itself as a market leader in Germany and Spain and has expanded into Switzerland, France, the United Kingdom, and parts of the Americas with support from major banks and payment service providers.
"We now work with 19 major banks, including the German Sparkassen, BBVA in Spain, and Commerzbank, as well as internationally active payment service providers in Europe and in North and South America," Pielage stated. He noted that the groundwork has been laid for expanding sales operations, particularly with the addition of new Executive Board member Stephan Kuck.
The announcement underscores Rubean's transition toward a recurring revenue model, which is more predictable and profitable. For the payments industry, the company's growth signals increasing adoption of software-based payment solutions that reduce reliance on physical hardware, potentially lowering costs for merchants and accelerating cashless payment adoption globally. Investors may view the projected profitability in 2027 as a key milestone, reflecting the scalability of Rubean's business model. More information is available at www.rubean.com.
