The Rubean Group achieved remarkable financial performance in the first nine months of 2025, with revenue surging by 170 percent from €1.3 million to over €3.5 million compared to the same period last year. This substantial growth underscores the increasing adoption of mobile payment solutions across European markets and highlights Rubean's position as an emerging leader in the fintech sector.
The company's expansion strategy received a significant boost through a recently concluded license agreement with Payten, one of Europe's leading payment service providers. This partnership enables Rubean to extend its market presence throughout Central Eastern Europe, tapping into growing digital payment markets in the region. Payten operates as a subsidiary of the ASEE Group, which is publicly traded on the Warsaw Stock Exchange, adding credibility to the collaboration.
Rubean AG specializes in pure software point-of-sale solutions for financial institutions, acquirers, and merchants. The company's flagship product, PhonePOS, represents a technological advancement in payment processing by enabling merchants to accept card payments directly on standard smartphones without requiring additional hardware. This mobile softPOS solution has gained traction among payment service providers, major banks, retailers, and smaller merchants across European markets.
What distinguishes Rubean's technology in the German market is its exclusive support for girocard (EC card) payments within the softPOS category. This capability provides German merchants with a comprehensive payment acceptance solution that covers both international card schemes and domestic payment methods. The company maintains its corporate presence in Munich and is publicly listed on m:access as well as most over-the-counter trading venues and XETRA, with additional corporate information available at https://www.rubean.com.
The financial technology sector continues to evolve toward software-based solutions that reduce hardware dependency and lower barriers to payment acceptance. Rubean's performance indicates strong market demand for flexible, cost-effective payment processing alternatives. The company anticipates continued growth momentum in the current fourth quarter of the 2025 fiscal year, suggesting sustained market adoption of its technology platform.
This growth trajectory reflects broader industry trends toward digital payment transformation and the increasing preference for mobile-first business solutions. As merchants seek more adaptable payment acceptance methods in response to changing consumer behavior and economic conditions, companies like Rubean that offer hardware-free solutions stand to benefit from these market shifts. The partnership with Payten demonstrates how strategic alliances can accelerate market penetration and drive revenue growth in the competitive fintech landscape.
